How long do car accident settlements take?


If and when you find yourself in a car accident, there can be a lot of unknowns. With all of the issues, emotions and the feelings that come with the aftermath of a car accident you may feel uneasy about the road ahead.

The car accident settlement process is different for everyone/every case. So, it is difficult to place a timeframe on the time it takes to settle a car accident case. 

There are several factors that come into play during the settlement process. Read along to learn more. 

The Severity of the Accident

One of the most important factors that goes into the duration of the settlement process is the severity of the car accident. If injuries sustained by all parties involved are minor or nonexistent, the time it takes to seek the necessary medical treatment will be lessened as well. 

In order for a settlement amount to be determined, your attorney will need to collect all of the necessary documentation. Photos of the accident, police reports, witness statements, as well as  medical records will be compiled to help your attorney to determine what they think is fair compensation for your case. 

If you or anyone else involved in the accident requires extensive medical treatment, this can slow down the settlement process. 

Florida is a “No-Fault” State

Typically, determining fault is another common hangup during the settlement process. Here in Florida, our “no-fault” state status helps speed up the process in most cases. Since we don’t have to spend the time determining and proving who is responsible for causing the accident, the settlement process can be quicker than in other states. 

Read More: What Is The Leading Cause Of Car Accidents?

Your Insurance Policy and Insurance Provider

With Florida being a “no-fault” state, determining fault is less of an issue than it is in other states. The benefit of this is that it can speed up the settlement process, however, the drawback is that you must seek compensation from your own insurance company directly. 

Even if you carry more than the minimum coverage, you may experience issues during the settlement process with your insurance company. 

Insurance adjusters will do anything in their power to drag their feet in order to offer you a settlement that is less than you deserve. 

In Florida, since we don’t work with the other driver’s involved as much, most of the wait time will be spent on your insurance company.

The Time it Takes to Settle

It can be difficult to determine the amount of time it will take to get your settlement case resolved. Each case is different and there are a lot of factors that go into determining the timeline of a car accident settlement.

Overall, severity, injuries, and coordinating with insurance companies will be your biggest hurdle to reaching your settlement. 

Our biggest tip for saving time and speeding up the settlement process is to work with an attorney from the get go. By working with a professional, you will be able to bypass any issues that you may have encountered going at it alone. 

If you’d like to speak with one of our skilled attorneys about your car accident settlement, give us a call today.

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